Mutual funds with 15 return?
Two schemes from Bandhan Mutual Fund, HDFC Mutual Fund, JM Mutual Fund, Kotak Mutual Fund, and SBI Mutual Fund offered more than 15% in three, five, seven, and 10-year horizons.
Two schemes from Bandhan Mutual Fund, HDFC Mutual Fund, JM Mutual Fund, Kotak Mutual Fund, and SBI Mutual Fund offered more than 15% in three, five, seven, and 10-year horizons.
Stock exchange markets are considered inherently unstable and unpredictable, however, in the long run, they eventually tend to rise, and though a return as good as 15% each year might not always be achievable in the stock market, an annual return of around 15% may be possible over the foreseeable future, but remember, ...
Five schemes gave around 20%. DSP Small Cap Fund offered the lowest return of around 20.18% in the 10-year horizon. Investors looking for twin engines of quality and growth. These 11 equity schemes were from ELSS, flexi cap, mid cap, multi cap, and small cap categories.
| Ticker | Name | 5-year return (%) |
|---|---|---|
| PBFDX | Payson Total Return | 17.13 |
| SSAQX | State Street US Core Equity Fund | 17.04 |
| CORRX | Columbia Contrarian Core Adv | 16.96 |
| GSLLX | Goldman Sachs Flexible Cap Investor | 16.78 |
It is not worth your time to do any investment if it cannot bring you 12 to 15 percent per year. Investing properly is not a gamble. We should not lose money in the stock market on a long term basis. In fact, a near guaranteed return of 15% or higher is a realistic expectation.
Growth-Oriented Mutual Funds or ETFs: Investing in mutual funds or exchange-traded funds (ETFs) that focus on growth stocks can provide exposure to a diversified portfolio of companies with high growth potential. These investments can offer higher returns, but they can also be subject to increased volatility.
What is the 15x15x15 rule in mutual funds? The mutual fund 15x15x15 rule simply put means invest INR 15000 every month for 15 years in a stock that can offer an interest rate of 15% on an annual basis, then your investment will amount to INR 1,00,26,601/- after 15 years.
Where Can I Get a 20% Return on Investment? Achieving a 20% ROI typically involves higher risk investments like stocks, cryptocurrencies, or real estate. Consult a financial advisor before pursuing such returns.
As per the 15-15-15 rule, mutual funds investors invest in ₹15000 SIP per month at a rate of interest of 15% for 15 years. And at the end of tenure, likely to generate approximately ₹1 crore. The concept of compounding here works when you continue to invest for another 15 years with the same investment rate and SIP.
What if I invest $1,000 a month in mutual funds for 20 years?
If you Invest in SBI Small Cap Mutual Fund thru SIP of Rs 1000 per month for 20 Years or 240 months then your Expected Fund value at the end of the 20 th Year would be Rs 24,38,856.38 approx. SBI Small Cap Fund is currently returning 25.81 % average since its launch.
Take an example where you invest Rs 2,000 per month for a tenure of 24 months. You expect a 12% annual rate of return (r). You have i = r/100/12 or 0.01. You get Rs 54,486 at maturity.
| Mutual funds | 1-year return (%) |
|---|---|
| HDFC Multi Cap Fund | 40.19 |
| Kotak Multicap Fund | 39.77 |
| Motilal Oswal Large and Midcap Fund | 38.05 |
| ITI Multi Cap Fund | 38.54 |
If you have been investing in mutual funds (MFs), then 2023 would've treated you well. Equities, gold, and fixed income yields have all gone up, putting them in a sweet spot for 2024, when interest rates should fall, as many experts have predicted.
| Mutual Fund | Strategy | Expense ratio |
|---|---|---|
| T. Rowe Price Mid-Cap Growth Fund (RPMGX) | Mid-cap stocks | 0.77% |
| Vanguard Small-Cap Index Fund Admiral Shares (VSMAX) | Small-cap stocks | 0.05% |
| T. Rowe Price Science and Technology Fund (PRSCX) | Sector focused | 0.84% |
| Parnassus Core Equity Fund (PRBLX) | ESG investing | 0.82% |
| Mutual Fund | Symbol | 10-year average total return |
|---|---|---|
| Benchmark: S&P 500 | 12.56% | |
| Kinetics Small Cap Opportunities | KSCOX | 18.07 |
| Oberweis Micro-Cap | OBMCX | 17.26 |
| Kinetics Paradigm No Load | WWNPX | 16.5 |
$3,000 X 12 months = $36,000 per year. $36,000 / 6% dividend yield = $600,000. On the other hand, if you're more risk-averse and prefer a portfolio yielding 2%, you'd need to invest $1.8 million to reach the $3,000 per month target: $3,000 X 12 months = $36,000 per year.
- Stocks.
- Real Estate.
- Private Credit.
- Junk Bonds.
- Index Funds.
- Buying a Business.
- High-End Art or Other Collectables.
50 - Consider allocating no more than 50 percent of take-home pay to essential expenses. 15 - Try to save 15 percent of pretax income (including employer contributions) for retirement. 5 - Save for the unexpected by keeping 5 percent of take-home pay in short-term savings for unplanned expenses.
- Stock Market (Dividend Stocks) ...
- Real Estate Investment Trusts (REITs) ...
- P2P Investing Platforms. ...
- High-Yield Bonds. ...
- Rental Property Investment. ...
- Way Forward.
Can you get 20 percent return on investment?
Achieving a 20% annual return on your investments is a compelling goal, but it's important to approach it with realistic expectations and a sound strategy.
- High-yield savings accounts.
- Certificates of deposit (CDs) and share certificates.
- Money market accounts.
- Treasury securities.
- Series I bonds.
- Municipal bonds.
- Corporate bonds.
- Money market funds.
We will use the lumpsum calculator to figure out the estimated returns. If the investor wants to use his Rs. 10,000 for wealth creation and has a high-risk appetite, he can triple his investment in 10 years. If he wants to keep a balance between equity and debt, he can still double his investment.
So, assuming an investor invests ₹10,000 per month for 15 years, maintaining 10 per cent annual step up, mutual funds SIP calculator suggests that one's SIP of ₹10,000 would yield ₹1,03,11,841 or ₹1.03 crore.
So, the future value of a SIP investment of Rs 1,000 per month for 10 years at an estimated rate of return of 8% is Rs 1,84,170.
